4 days ago · See which CDs came out on top and find out when you should opt for a different type of savings account. Account details are accurate as of December 8, 2025.

4 days ago · Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Learn more here.

3 days ago · Right now, the best CD rate is 4.50% APY. Compare the best CD rates today, drawn from our research on about 280 banks and credit unions that offer CDs nationwide.

Locking in a high-yield certificate of deposit (CD) rate can help you grow your savings and fast-track your financial goals. The best CD rates are currently above 4.00% APY. You can open a CD at many …

Learn about current CD rates for Fixed Rate, Step Up and No Penalty CDs.

Dec 3, 2025 · Learn more Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now? We asked 5 experts their predictions on CD rates in the coming …

For CDs, interest begins to accrue on the business day you deposit non-cash items, such as checks. Penalties – including early withdrawal penalties – could reduce earnings.

Learn everything you need to know about certificates of deposit (CDs): how they work, CD terms, and other frequently asked questions.