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  1. F&M Bank | Personal, Business & Agricultural Banking Services

    Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

  2. Online Banking | F&M Bank

    At F&M, online banking gives you one less errand to run and so much more. Sign up for your personal and business needs, and all you need is a web connection to get free, easy and …

  3. Contact Us, Find a Location, Your Local Community Bank | F&M Bank

    Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

  4. Get to know F&M Bank. Learn about our Core Values. Rooted in …

    The Farmers & Merchants State Bank (now F&M Bank) moved to N. Defiance Street, greatly improving service to its customers and offering drive-up banking, electronic bookkeeping, …

  5. Archbold Main Office | F&M Bank

    F&M's main bank in Archbold offers a variety of products. Check out the location hours and services to get the most of your banking experience.

  6. Find a Branch or ATM Near You | F&M Bank

    Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

  7. Personal Banking | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage and personal loans, bank online and mobile deposit and more.

  8. Checking Accounts | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage loans and personal loans, cash back credit cards and secure credit cards and more.

  9. Personal Banking | F&M Bank

    Sep 23, 2025 · F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

  10. History of Farmers & Merchants State Bank | F&M Bank

    Since 1897, F&M Bank has grown from one Ohio bank branch to 35 full-service local bank locations, nearly 400 employees and over $3 billion in assets.