YNAB isn't for everyone. (We mean that!) ⁠ ⁠ Mint is shutting down and many of their users are searching for a new app to manage their money. Here are a few reasons why you shouldn't switch to YNAB:⁠ ⁠ ➡️ It's 100% customizable. YNAB lets you create a plan that is personalized and specifically tailored to your needs. If you'd rather use a pre-set list of category groups, YNAB isn't for you.⁠ ⁠ ➡️ It gives you a LOT of clarity. You give every dollar a job and plan your spending before it happens.

Flags—the Post-It note of the YNAB budget. They're so simple, it's almost stupid. So then, how come we have no idea how to use them? Flags can be used a million and one different ways to enhance your budgeting game and, thanks to their versatility, there's no wrong way to implement them. Hannah shares eight common ways flags may be able to help you take your budget to the next level, from keeping a headcount your IOU's to finally putting a name to that sneaky spending habit. | YNAB

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