The reduction the reduction from drawing spousal benefits early does not transfer over later when you switch to a widow benefit if you want to get the maximum benefit as a widow, which is 100% of what the deceased was drawing at his time of death, you must wait to draw as a widow until you reach your full retirement age to learn more get my book on Amazon Medicare mom’s guide to Medicare and Social Security retirement Click here for my FREE cheat sheet, workshop, and more! linktr.ee/medicaremama